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1985 Alinda Avenue, Ottawa, IL 61350.
Charming curb appeal welcomes you with a covered front porch and inviting swing. Beautifully maintained ranch-style townhouse duplex offering a thoughtful layout with loft and finished lower level. This home features 3-4 bedrooms and 3 full bathrooms. The spacious kitchen showcases custom Alder wood cabinetry, hardwood floors, new quartz countertops, and a tile backsplash. Enjoy a breakfast bar with barstool seating, center island with wine refrigerator, and pantry closet. All kitchen appliances are included (newer touch screen/internet capability refrigerator). The formal dining room features a striking cathedral cedar ceiling, adding warmth and character. The living room provides direct access to a private backyard and brick patio, ideal for relaxing or entertaining. The main-level primary suite includes a private full bath. A second main-floor bedroom functions perfectly as a guest room or home office with access to a shared full bathroom. Upstairs, a versatile loft offers additional living space or 4th bedroom. The finished lower level expands the home with a family room with framed TV and recreation room, bedroom, and full bathroom, along with two egress windows for natural light and safety. Additional lower-level features include a dedicated storage room and laundry area. No HOA.
MLS ID: 12619941
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1985 Alinda Avenue, Ottawa, IL 61350.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $288,900 | $288,900 | $288,900 |
| Down Payment | $57,780 | $10,112 | $72,225 |
| Monthly Mortgage Amount | $1,386 | $1,701 | $1,770 |
| Taxes | $402 | $402 | $402 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $127 | $0 |
| Monthly Estimated Total | $1,888 | $2,330 | $2,272 |