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200 E Grove Street, Utica, IL 61373.
Charming Creekside Retreat Near Starved Rock - Walk to Downtown Utica. Tucked along a charming creek in the heart of Utica, Illinois, this beautifully updated home offers the perfect blend of comfort, simplicity, and natural surroundings-ideal as a full-time residence or a relaxing weekend escape. Just minutes from Starved Rock State Park and Matthiessen State Park, and within walking distance to downtown shops and dining, the location makes it easy to enjoy the best of the area while coming home to peace and quiet. Inside, you'll find a thoughtfully refreshed interior with modern updates completed in recent years, creating a move-in-ready space that feels both bright and inviting. These include new plumbing and electrical, central air, stainless steel appliances, a remodeled kitchen and bath, updated flooring, trim, doors, gutters, a tankless water heater, and a furnace with a new fan and motor. The efficient layout maximizes every square foot, offering comfortable living without the burden of excess maintenance-perfect for those seeking a simpler lifestyle. Step outside to a private backyard setting where the gentle creek and surrounding greenery create a calming backdrop. Whether you're enjoying your morning coffee on the porch or unwinding after a day exploring nearby trails, this home is designed for easy, everyday relaxation. With its manageable size, updated condition, 12' x 12' shed for kayaks, hiking gear, bikes, or storage, no HOA fees, and an unbeatable proximity to outdoor recreation and small-town charm, this property presents a rare opportunity to own a low-maintenance home in one of the area's most desirable locations.
MLS ID: 12547266
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200 E Grove Street, Utica, IL 61373.

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| Loan Type | 30 Year Fixed | FHA 30 Year Fixed | 15 Year Fixed |
| Purchase Price | $179,000 | $179,000 | $179,000 |
| Down Payment | $35,800 | $6,265 | $44,750 |
| Monthly Mortgage Amount | $859 | $1,054 | $1,097 |
| Taxes | $249 | $249 | $249 |
| Insurance | $100 | $100 | $100 |
| HOA/Dues/Fees | $0 | $0 | $0 |
| Monthly Mortage Insurance | $0 | $79 | $0 |
| Monthly Estimated Total | $1,208 | $1,482 | $1,446 |